“We had that barn insured for fifty thousand, and I want my money.”


The agent replied, “Whoa there, just a minute.


Insurance doesn’t work quite like that. An independent adjuster will assess the value of what was insured, and then we’ll provide you with a new barn of similar worth.”


There was a long pause, and then Susan replied,


“If that’s how it works, then I want to cancel the life insurance policy on my husband.”


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